There are many occassions when a home owner finds that the value of the home he or she lives in has to be appraised by an independent home valuer or appraiser. For example if the home owner is using the home as a collateral while taking a loan or applying for a reverse mortgage the lender will insist on having the value of the home correctly assessed using the services of a professional licensed home appraiser. While the home appraiser is likely to use conventional factors like the location of the home, area, age of the home, sale prices in the area to evaluate home value, other important factors which can determine the value of the home are the condition of the home, amenities and features of the home.

While it remains expensive to purchase another home, the maintenance and condition of a home is under the control of the home owner to a very large extent. Home owners, especially senior citizens who are retired and have limited funds are not able to purchase material and services for furnishing their home at the market rate. So it is advisable that retired persons get their supplies from online and offline stores selling at a discounted rate, for example closeout stores or factory outlets selling second hand items. While stores may use outdoor advertising, flyers, print media, television for advertising,most online stores are using coupon websites like Ozcodes for advertising the product or service they have for sale.

Many of the discount offers at Ozcodes are available for a very limited time period and bargain hunters should check the website repeatedly to get the best deal for different products and services. Sheridian outlet is having a warehouse sale in July 2016, offering a discount of up to 70% on the range of home furnishings like mattresses, towels. Decorating a house with art calendars will enhance the value of the house and Calendar Club can help home owners save money on calendars with prices starting from $7.99. Compared to most other rooms, a lot of money is spent on furnishing the kitchen, and Waterford is offering a discount of 50% on bowls, centerpieces,frames, for orders priced at more than $50.

The value of a furnished home with furniture is significantly more than an empty house without any furniture at all, and a home owner can enhance the value of the house, purchasing suitable furniture, especially when there is a discount sale online or offline.Sheridian, established in 1967, is offering a discount of upto 50% on bed accessories. Pottery barn kids has listed chocolate shaded furniture at a discount of 40% on the list price for a limited period of time. The latest promo code at Ozcodes can help a home owner get a Think Geek Star Wars Accent lamp at half the original price. Using the promo code from Gilt at Ozcodes can reduce the purchase price of many home items on the website by upto 25%.