Had you asked me what Colorado was like a few years ago, I would have mentioned that they have mountains. That is about all I knew about the area. But as a sales manager, I found myself being sent there for a number of work meetings located at our Denver office. Coming from the hot desert, I was enamored with the cool summer weather and the beauty there. I ended up meeting some Denver realtors at a restaurant that I ate at, and a couple of them gave me their business cards. I took it as a sign.

While on my latest trip, I was there in the winter when it snows. I’m now stranger to snow. Continue reading “Traveling Helped Me to Change My Life Path” →

In one of the poshest areas of panaji, the AAP has been advertising extensively, asking people to contact for help, because they are slowly realizing that wealthy individuals are most likely to be targetted for harassment, cheating, exploitation and are least likely to get any genuine help
Most of the people living in the posh areas have worked very hard to earn money and purchase an expensive house in the posh area, yet they are often targetted for a malicious slander campaign without any proof at all by the extremely powerful charming intelligence and security agencies
In residential complexes, neighbours are often on good terms with each other, in the posh areas of panaji, most neighbours are not on talking terms, and are usually told completely false stories about their neighbours.
If a person has been living in a particular area for decades, his or her neighbours are not likely to believe in the lies of others, however, if a person has just moved into an area, the neighbours are more likely to believe in the completely false stories of intelligence and security agencies

Increasingly in metro cities, the higher radiation levels at all frequencies due to mobile phone towers and other sources are adversely affecting the health of people at all ages causing health problems like headache, memory loss, insomnia. So awareness levels about the mobile radiation damage has been increasing in the last few years, and residents in an area are quick to protest against mobile towers being installed.
In case they are not able to get the mobile tower removed, people have to invest more money to make their homes radiation proof to reduce the danger caused by radiation. For example anti radiation curtains and anti radiation quilts are available for sale. Though they are priced far more than the standard product available, radiation torture victims have no choice but to purchase these expensive curtains and anti radiation devices.

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Increasingly in the largest metros in India, older people are not valued and exploited. In many companies people who are more than 40 years are offered vrs. On a train, a middle aged lady was telling co-passengers that in a large metro, they usually prefer younger people, older people often face open discrimination.
In large cities there are a large number of opportunities available, so the local intelligence and security agency officials can afford to be selective in allowing only certain people to live in the city.
In some cases, they may make up some incredible fraud stories to grab the hard earned money of vulnerable people like single women.
The officials are sometimes extremely patronizing towards those who lived in the city, behave as though they are doing a great favor.
On the other hand, in small towns, there are relatively few opportunities available, many of the local retailers have relatively few customers compared to large metro cities , so people usually do not face open harassment.
So for people who are not well connected, small towns are a better option as real estate prices are lower.

Increasingly some people who have homes in posh areas are forced to lead a nomadic life as powerful intelligence and security agency officials waste a huge amount of indian tax payer money trying to implicate them in false cases, so that they will be forced to sell their expensive and posh house cheaply.
The owners of the posh house will be under surveillance for years without a legally valid reason, as the officials try to frame the business owner for personal gain.

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In some places, the intelligence and security agency officials will acknowledge the fact that a person has a right to his or her hard earned money and do not trouble the person wasting tax payer money. In other places, the local intelligence and security agency officials are extremely greedy and will harass, cheat and torture small business owners to force them to sell a stake in the business to them very cheaply.
This will make it difficult for a small business to flourish in the area, reducing employment opportunities and the demand for rental homes or homes for sale as people have less money.
When there is no demand for real estate, especially homes, the home prices will decrease to a very great extent and most people will be forced to migrate to other areas where there are more jobs being generated.

It appears that there are a large number of officials who have no qualms abusing their powers to grab homes, property, especially in posh areas of a city or town which will be expensive. The home owner may be the most law abiding person in the world, yet the cunning officials will make up fake allegations without proof, to put the person under surveillance, which help them frame the person, make fake allegations, manipulate the video footage.

When intelligence and security agency officials are involved in the home, or land grab, it will create more problems as they can remain hidden and cannot be held accountable. Compared to other financial assets, property prices can be manipulated to a great extent.

Usually lenders will hire the services of a firm or individual offering home evaluation services before deciding the amount of the home loan and other terms and conditions. Though the income, profession and other details are factors in deciding the home loan, the value of the home as assessed by the home evaluation firm will also determine the amount of the home loan.
In case of the borrower is unable to repay the home loan the lender will often take possession of the home and sell it off.

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